Living on Earth is expensive, but it does include a free trip around the sun!
You might feel that it's callous to include a material thing like money with immaterial things like love and friendship on your list of things that matter. So let's call it financial health. And embrace the fact that even though money isn't everything, it's miles ahead of whatever is in second place. If you're spending most of your time struggling to keep beans on the table and a roof over your family's head, your opportunities to pursue things that matter can be severely limited. The world doesn't owe you a living. You have to earn it.